General Liability, Professional Liability, and BOP: Which One Is Right for You?
Posted: February 19, 2023
One thing is certain. If you own a business, you need business insurance. Without it, you would face paying out of pocket to defend legal claims or pay judgments against your company. This could be financially devastating for many businesses. The question is, what types of coverage do you need to best protect your business? Do you need general liability, professional liability, or a BOP?...
What is Pet Insurance and Do I Need It?
Posted: February 16, 2023
If you have a pet, you may want to consider pet insurance. Without it, you may be faced with a large vet bill or a tough decision. Pet insurance is a health insurance policy for your pet. It is available for dogs, cats, exotic birds, ferrets, rabbits, potbelly pigs, reptiles, and certain rodents. As with health insurance for people, you pay a premium in exchange...
The Ultimate Guide to Downsizing
Posted: February 13, 2023
As you approach retirement age, life is full of transitions. Your adult children grow up and move out on their own. You prepare to say goodbye to full-time work for good. And if you’re like many baby boomers, you may also think about downsizing your home.According to a report from Zillow Group, 24% of recent home buyers were age 60 or older – a 47%...
Should I Insure My Home Based Business?
Posted: February 8, 2023
A home-based business is any business with its primary office located in the owner’s home, regardless of type or size. Many well known companies began as home-based, including Apple, Baskin-Robbins, Hallmark, and Purex, as stated by Entrepreneur. With so much that can be done online, operating virtually from home is more feasible than ever today. A business operated from the comfort of your home is...
Baby on Board: Insurance Checkup for New Parents
Posted: February 8, 2023
If you’re about to enter the realm of parenthood, one thing’s for certain: everything in life is about to change.You’ll trade late nights out for sleepless nights in. You’ll master new skills – like changing diapers and soothing a newborn. And most importantly, you’ll have the responsibility of caring for a new member of your family.Having your first child is a huge milestone. And like...